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Key factors of Social Security disability

When individuals suffer from a disability, whether temporarily or permanently, their survival may depend on receiving necessary financial assistance. Submitting a claim for Social Security disability may help their case for receiving such aid.

If you or a loved one seek Social Security disability benefits, it is important to understand what they entail. There are a few key factors to understand.

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Qualifications

There are specific requirements to qualify for Social Security disability.

The main requirements include working in a position covered by SSD and holding the position for the set amount of time, usually at least one year. Along with requirements for receiving the benefit, there are also determining factors for the amount of assistance that individuals receive. These include the level of incapacitation and an individual's ability to return to work after a set time period.

Coverage

As the name Social Security disability insurance implies, SSDI is a type of coverage. As such, individuals must qualify for it, submit a claim, receive approval and maintain eligibility while receiving the benefit. It is important that recipients fully understand what the requirements are in order to maintain the benefit when they need it.

Payment

Payment varies on a case-by-case basis. However, the payments do not begin until six months after the disability occurs. Some individuals receiving permanent disability may get payments every month for the rest of their lives. On the other hand, employees on temporary disability usually have a time limit. At the max, they may receive the benefit for up to nine months in a year's time.

These are just a few of the key facts about Social Security disability. It can be beneficial to research the benefit, the filing process and its distribution. If you have further questions, consider discussing them with a knowledgeable attorney.

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