SSD Vs. SSI: What Is The Difference?
When facing income loss, individuals will often turn to government programs to help them avoid financial peril. The two most common programs are Social Security Disability (SSD) and Supplemental Security Income (SSI). Our firm can ensure that you understand the differences between these programs and advise you on which program meets your current needs.
At Lawrence, Smith and Gardner, our firm was founded more than 30 years ago to help people in need. The majority of our firm’s resources are devoted to criminal defense, but we also spend a significant amount of time providing legal advice and representation to disabled individuals who can no longer work due to their disability. If you have a question about either SSD or SSI, you should schedule a consultation at our firm.
Factors That Make A Difference
When discussing SSD versus SSI, the differences are significant. The main differences include:
- Eligibility: SSD is based on qualifications related to your work history; SSI is based on your limited resources rather than your work history.
- Medical coverage: In SSD, the worker will get Medicare coverage after a two-year waiting period. In SSI, the workers are eligible for Medicaid immediately.
- Retroactive payments: SSD benefits are payable prior to application date; SSI doesn’t allow for retroactive payments.
- Waiting period: For SSD, there is a five-month waiting period; for SSI, there is no waiting period.
- Dependents: In SSD, both the claimant and dependents are eligible for benefits; in SSI, only the claimant is eligible.
For a more detailed discussion of your situation and how these programs can benefit you, turn to Lawrence, Smith and Gardner.
You Can Count On Our Proven Counsel
We provide you with comprehensive assistance, whether you are pursuing SSD or SSI benefits. Put our experience to work on your behalf to obtain the full benefits you deserve. You can use our online contact form or call our Fairfax firm at 703-539-5825 for a free phone consultation to discuss your questions and concerns.
Our firm has contingency fees for SSD and SSI cases. That means that you pay no attorneys’ fees unless we obtain a successful settlement for you.